1) Waking up earlier and start working while others sleep.
2) Daily Reading will improve help you to stay away from tension.
3) Write things down and start following it.
4) Stretching or Exercising should be done regularly so that you won't feel lazy all day.
5) Set 3 goals Everyday and try to complate before night.
6) Invest 10% of your income so that in future you may end up making money.
7) Healthy eating and avoid junk food to stay fit.